How To Buy An Engagement Ring On Budget



As we work with couples to find their dream engagement rings during different seasons of their lives, we understand that being able to afford an engagement ring is a concern for many soon-to-be-engaged or newly-engaged couples.

It's easy to look on social media and dream of proposing with a beautiful ring that your partner shows off to their friends and will love to wear every day, but you also want to feel comfortable with making such a large purchase.

Though an investment, an engagement ring doesn't mean you have to empty your entire bank account or take on unwanted debt before you take the next step in your relationship together. As a third generation jeweler with experience working with couples to find their dream rings every day, we are sharing tips on how to stay on budget while shopping for your dream engagement ring so you can take this next step with confidence. 

How To Buy An Engagement Ring On Budget 💍

1. Keep Your Eyes On Your Own Lane

First thing first— keep your eyes on your own lane. Toss the old ideas of two months' salary, or any ideas that an engagement ring needs to be a specific dollar amount. Purchasing a ring should not just make your partner happy, but also allow you to sleep well at night because you took the steps that were right for your lifestyle, desires, and budget!

2. Create a Ring Budget

When it comes to life's moments, it’s important to think about a realistic budget before you get too far in the planning process. Take a look at your proposal timeline, your finances, how you plan to save for and/or finance the ring, and come up with an engagement ring budget that allows you to still sleep well at night. 

3. Find Their Style

While a surprise proposal can be amazing, a totally surprise engagement ring might not be as welcome. Even if you plan on handling the actual picking out or designing of the ring, it is still a good idea to try to uncover their ring style ahead of time. Finding out in advance if they prefer modern to vintage, or solitaire to halo— or even if they've always wanted a fancy color diamond— will direct your engagement ring purchase more than anything else.

4. Bring In the Experts

While exploring engagement rings online has its value, it's wise to take advantage the knowledge and resources of the experts when shopping for your engagement ring. As we are third generation jewelers, we have in depth knowledge on almost every aspect of jewelry and gemstones. We can provide you with the right guidance in taking the right decisions for your future. Our team is ready to help you make an informed decision, and our website is loaded with information at your fingertips 24/7.

5. Understand What You Want to Pay For

There is a lot to consider when purchasing a diamond, so get to know the 4C's (cut, color, clarity, and carat size) to find the key characteristics that are most important to you and worth paying a premium for. 

6. Protect Your Investment

Just like other larger purchases, it’s a good idea to protect your investment. Ask about warranties and jewelry insurance to protect your investment.



Diamonds at Jianna Jewelers

Not only do we purvey an array of diamonds, but each one is ethically sourced, masterfully cut to precision, and diligently tested for quality. The sheer brilliance of both - the diamonds and the craftsmen - shines through in every Jianna’s piece! Learn more about our diamonds here





"Jianna Jewelers has amazing products and the quality of their work is amazing. I bought my wife's engagement ring from them and we both loved their work so much we got all of our jewelry for our wedding from them from our rings to a custom hand crafted diamond necklace!  Beautiful store and Great service too. They are definitely our jewelers for life." P P. on Yelp


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